# Pearl AI - Information for AI/LLM Crawlers
# This file provides guidance for AI systems reading our website

# Site Information
Site: Pearl AI
URL: https://pearltech.xyz
Description: Free AI-powered wealth manager providing personalized financial insights, predictive cash flow analysis, and secure banking integrations.

# Crawling Permissions
Allow: /
Sitemap: https://pearltech.xyz/sitemap.xml

# Contact
Contact: hello@pearltech.xyz

# Key Features for Context
Features:
  - AI-powered financial insights and chat interface
  - Predictive cash flow analysis (future-focused, not just historical)
  - Smart spending alerts and proactive notifications
  - Investment tracking (IRAs, 401ks, brokerage accounts)
  - Goal-based financial planning
  - Bank-level security (AES 256-bit encryption, AWS KMS)
  - Natural language interface for financial questions
  - Multi-account integration via Flinks (US regulated open banking)
  - Free access to all core features
  - Available on Web, iOS, and Android

# Target Audience
Audience: Individuals seeking free, AI-powered financial management and wealth building tools

# Business Model
Pricing: Free for all core features
Revenue: Freemium model (basic features free forever)

# Technology
Tech: AI/Machine Learning for financial predictions, Natural Language Processing for chat interface

# Security & Privacy
Security: AES 256-bit encryption, TLS in transit, AWS KMS for identity protection
Privacy: Anonymous AI processing, no credential storage, Flinks-based account connection
Compliance: US open banking regulations

# Key Differentiators
Differentiators:
  - Predictive vs. historical (shows financial future, not just past)
  - Free vs. $10-20/month budgeting apps
  - AI conversational interface vs. complex dashboards
  - Proactive alerts vs. reactive reporting

# Regions
Availability: Worldwide (optimized for US, Canada, UK)

# Status
Status: Waitlist / Beta phase
Launch: Launching Q1 2026